Definitions: 
“SKP” is Stephanie Koppa - Photographer

Acceptance of Terms and Conditions:
All contracts and transactions between SKP and the Client whether made in writing or orally are subject to these terms and conditions which shall be deemed to be incorporated into any contract between SKP and all or any of its Clients.

Website:
The content and images used on this website are the property of and copyright by SKP.  Certain images may be utilized on other websites under the control of the SKP and/or Stephanie Scherrer Koppa. No images or content may be copied, duplicated or otherwise taken from the website without express written permission from SKP and/or the creator of the work.

Retention of Title:

SKP reserves the right to retain all of the Client’s materials in her possession until all monies owed to the SKP have been paid in full. Furthermore, the license to reproduce images created by the SKP will also be revoked until payment has been made.

Conduct:
The Client shall be responsible for the behavior of any persons accompanying them to an assignment. SKP reserves the right to terminate any assignment without notice if she deems the Client’s behavior to be unruly or unsafe. In such instances, SKP reserves the right to charge her full fees and expenses. The Client will fully reimburse the SKP or her agents for any loss/damage they cause to property or equipment.

Delivery of Products and Services:
The supply of products and services are provided by SKP on a best endeavors basis. SKP will not be liable for delays that are beyond her reasonable control. SKP shall use reasonable endeavors to meet agreed deadlines where applicable. SKP shall not be liable for any delays in meeting any of her obligations which were due to causes beyond his reasonable control, including but not limited to; postage/courier/lab delays, war/acts of terrorism, riots, government legislation, industrial action, adverse weather conditions, acts of God, floods, fire, loss or damage in transit etc.

Prices & Terms:
a. All prices shown on SKP pricing stated on website are subject to change without prior notice.

b. SKP reserves the right to amend these Terms and Conditions without prior notice.

Copyright:
In accordance with the United States Copyright Laws, the copyright of all images created by SKP is owned by SKP. Stephanie Koppa - Photographer retains all copyright benefit for all images created by our photographers forever. Copyrights for art (including photographs) do not expire. Unless SKP gives written authorization, the Client is forbidden by law to copy any images created by the photographer and agrees that all photographic reprints, digital duplications or copies of any type made from images created by SKP, shall only be carried out by SKP. The license to reproduce such images is granted to the Client under the understanding that all invoices are paid SKP's stated payment terms. This means, if one of the images created by our photographers is used for any commercial or financial gain purpose, at any time, without our permission in writing, you agree to pay us for the use of the image at the current market rate as determined by the use at the time.

Example #1: You send a magazine an image created by a photographer from SKP, the magazine pays you for the image. You owe SKP 100% of that payment + liquidated damages, on demand.

Example #2: You send an image created by a photographer from SKP to a commercial web-site for sale to the public or for other financial gain. You owe SKP 100% + liquidated damages of any and all income derived from use of that image.

If the Client wishes to own the copyright of images created by SKP, an additional fee will be paid by the Client to SKP for transferring the copyright. This fee will be mutually agreed upon by both parties. The transfer of copyright will only become applicable after this payment has been made in full.

License for the use of images will always be granted for non-commercial use at no cost as long as credit for the work is given. All we ask is credit is given to SKP. Non-commercial uses include personal web pages, and prints of images kept or given to friends and family. Commercial use includes any business web page, any use of images for advertising or promotion, any other use that would be considered as commercial or financially beneficial to the user.

SKP reserves the right to make reproductions of images created during assignments for marketing, promotional, competition and editorial purposes.

The above conditions and terms constitute the full conditions and terms of any work agreement made between you (client) and SKP or any photographer assigned to you by SKP. By signing a contract for services, you agree to these terms, and agree to indemnify and hold harmless SKP, their agents and the heirs or assigns.